Lumafy AI
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Terms of Service

Effective Date: April 27, 2026  ·  Last Updated: April 27, 2026

Please read these Terms carefully before using Lumafy AI. By creating an account or using our services, you agree to be bound by these Terms. If you do not agree, do not use Lumafy AI.

1. About Lumafy AI

Lumafy AI™ ("we," "our," or "us") is a personal wellness and mental fitness application developed and operated by Summa Studios™. Our platform provides AI-powered daily check-ins, journaling tools, guided breathing exercises, streak tracking, an AI wellness coach, and an optional Recovery Mode feature designed to support users in personal sobriety journeys.

Lumafy AI is not a licensed medical provider, therapist, counselor, or clinical mental health service. The app is a supplemental wellness tool and does not replace professional medical advice, diagnosis, or treatment.

2. Eligibility

You must be at least 13 years old to use Lumafy AI. By using our service, you represent that:

  • You are at least 13 years of age (or the age of majority in your jurisdiction)
  • You have the legal capacity to enter into a binding agreement
  • Your use complies with all applicable laws and regulations

3. Account Registration

To access Lumafy AI, you must create an account with a valid email address and password. You are responsible for:

  • Maintaining the confidentiality of your login credentials
  • All activity that occurs under your account
  • Notifying us immediately of any unauthorized access at support@lumafyai.com

We reserve the right to terminate accounts that violate these Terms or engage in fraudulent activity.

4. Subscription, Free Trial & Billing

Lumafy AI offers a 3-day free trial. By signing up, you provide your payment information upfront. Your card will not be charged during the trial period. On Day 4, your selected subscription plan will automatically begin and your payment method will be charged.

Available plans:

  • Pro Weekly: $2.99 per week
  • Pro Monthly: $9.99 per month
  • Pro Annual: $83.88 per year ($6.99/month)
  • Recovery Weekly: $3.49 per week
  • Recovery Monthly: $11.99 per month
  • Recovery Annual: $107.88 per year ($8.99/month)

Subscriptions automatically renew at the end of each billing period. You may cancel at any time before Day 4 to avoid being charged. Payments are processed securely by Stripe. We do not store your full payment card details.

5. Cancellation & Refunds

You may cancel your subscription at any time from within the app under your Profile settings. Cancellation takes effect at the end of your current billing period — you will retain access until that date.

We do not offer refunds for partial billing periods except where required by applicable law. If you believe a charge was made in error, contact us at support@lumafyai.com within 30 days of the charge.

6. AI Coach — Important Limitations

The Lumafy AI coach is powered by artificial intelligence and is designed for general wellness support only. You acknowledge that:

  • The AI coach is not a licensed therapist, psychiatrist, or medical professional
  • Responses are generated by AI and may not always be accurate, appropriate, or suitable for your specific situation
  • The AI coach does not constitute medical advice and should not be relied upon as such
  • In a mental health crisis or emergency, you should call 911 or the 988 Suicide & Crisis Lifeline (call or text 988)

If you are struggling with substance use, please contact the SAMHSA National Helpline at 1-800-662-4357 (free, confidential, 24/7).

7. Recovery Mode

Lumafy AI's Recovery Mode feature is a personal wellness tool for individuals in sobriety or recovery programs. It is not a clinical addiction treatment program, medical detox service, or substitute for AA, NA, or licensed professional treatment. We strongly encourage users utilizing Recovery Mode to maintain engagement with their recovery community and healthcare providers.

8. Acceptable Use

You agree not to:

  • Use the app for any unlawful purpose or in violation of any applicable laws
  • Attempt to reverse engineer, decompile, or extract source code from the app
  • Use automated tools, bots, or scripts to access or interact with the app
  • Impersonate any person or entity or misrepresent your affiliation
  • Submit false, misleading, or harmful content to the AI coach or any app feature
  • Attempt to gain unauthorized access to any system or data

We reserve the right to suspend or terminate your account for violations of this section without prior notice.

9. Intellectual Property

All content, features, code, branding, and materials within Lumafy AI™ — including but not limited to the "Lumafy AI" name, logo, app design, AI prompts, and written content — are owned by or licensed to Summa Studios™ and protected by applicable copyright, trademark, and trade secret laws.

You are granted a limited, non-exclusive, non-transferable license to use the app for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

10. Your Content

Content you submit to Lumafy AI (journal entries, check-in responses, coach conversations) remains yours. By submitting content, you grant us a limited license to process and store that content solely to provide the service to you.

We do not sell your personal content to third parties. AI coach conversations are not stored indefinitely and are cleared on a per-session basis.

11. Affiliate Program

Lumafy AI™ operates a referral affiliate program. Affiliates are independent contractors, not employees or agents of Summa Studios™. Affiliates are required to clearly disclose their relationship with Lumafy AI™ on all promotional content in accordance with FTC guidelines. Affiliate participation is subject to separate terms provided upon approval.

12. Disclaimer of Warranties

Lumafy AI is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.

13. Limitation of Liability

To the maximum extent permitted by applicable law, Lumafy AI and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, revenue, or goodwill, arising out of or in connection with your use of the service — even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising under these Terms shall not exceed the total amount you paid to us in the 12 months preceding the claim.

14. Indemnification

You agree to indemnify, defend, and hold harmless Lumafy AI and its affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your use of the service, your violation of these Terms, or your violation of any third-party rights.

15. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the "Last Updated" date at the top of this page. Continued use of Lumafy AI after any changes constitutes your acceptance of the new Terms. For material changes, we will make reasonable efforts to notify you via email or an in-app notice.

16. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States and the state in which Lumafy AI is principally operated, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved through binding arbitration or in the applicable courts of that jurisdiction.

17. Contact Us

If you have questions about these Terms, please contact us at:

Lumafy AI
Email: support@lumafyai.com
Website: lumafyai.com

© 2026 Summa Studios™. Lumafy AI™ is a trademark of Summa Studios™. All rights reserved.

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